Financial Institution

The Law and Regulation of Financial Institutions provide a practical guide to and analysis of all the major laws and regulations governing financial institution transactions and compliance. It covers the basic principles underlying the law and regulation of financial institutions, explains the laws that control and limit the activities of such institutions, and identifies the legal rights and duties that apply to financial institution transactions involving checks, credit cards, electronic transfers, consumer credit, secured financing, letters of credit, and bankruptcy. It is an excellent research tool, offering detailed descriptions of key judicial decisions, statutes, legislative history, and regulations.

The following are examples of the many topics treated in depth:

• Financial services reform under the Dodd-Frank Act
• Consumer Financial Protection Bureau (CFPB) enforcement of consumer financial protection laws
• Bank and savings and loan holding company regulation
• Branching and interstate banking
• Supervision of bank safety and soundness
• Securities activities of banks and bank holding companies
• Capital adequacy and prompt corrective action standards